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JHMC T/A Josh Houghton Motor Company Limited
10 Great George Street
Wallgate
Wigan
WN3 4DL
The FCA is the independent watchdog that regulates financial services. This document is designed to be given to consumers considering buying certain financial products. You need to read this important document. It explains the service you are being offered.
We offer a variety of finance products from a limited panel of lenders. A list of our lenders is available on request.
We will advise and make recommendations for you after we have assessed your financial needs and circumstances.
You are entitled at any time to request information regarding any commission which we have received as a result of arranging your finance. If we do not know the exact amount of commission, we will provide you with the likely amount
There are no fees for our services.
We are authorised by the Financial Conduct Authority.
Financial Conduct Authority, 25 The North Colonnade, Canary Wharf, E14 5HS. Firm Reference Number FRN57171704.
You can check this on the FCA’s register by visiting the FCA’s website https://register.fca.org.uk/s/ or by contacting the FCA on 0300 500 0597
JHMC T/A Josh Houghton Motor Company Limited has been registered as a limited company since 29th March 2018 and the registered number is 11283747.
Most complaints can be resolved at the dealership, by the Managing Director, Josh Houghton. If you are not able to settle your dispute with us directly you may be able to refer it to the Financial Ombudsman Service, Exchange Tower, London E14 9SR
We are covered by the FSCS. You may be entitled to compensation from the scheme if we cannot meet our obligations. This depends on the type of business and the circumstances of the claim. Insurance advising and arranging is covered for 90% of the claim, without an upper limit. For compulsory classes of insurance, insurance advising and arranging is covered for 100% of the claim, also without any upper limit. The scheme does not cover consumer credit. Further information about the compensation scheme is available from the FSCF on 0207 892 7300 or by visiting www.fscs.org.uk
Josh Houghton Motor Company
Date: 25th July 2024
Josh Houghton Motor Company is authorised and regulated by the financial conduct authority, under FCA number: 846031. We act as a credit broker not a lender. We work with several carefully selected credit providers who may be able to offer you finance for your purchase. (Written quotation available upon request). Whichever lender we introduce you to, we will typically receive commission from them (either a fixed fee or a fixed percentage of the amount you borrow). The lenders we work with could pay commission at different rates. All finance is subject to status and income. Terms and conditions apply. Applicants must be 18 years or over. We are only able to offer finance products from these providers.